Lake House Water Safety Checklist

What families need before and during a day at an unguarded lake

WaterWiseKids.com — Free water safety education for families

Run through this the moment you arrive — cabin, cottage, rental, or family lake house.

Family / group:  
Dates:  
Address to give 911:  
Nearest hospital / ranger:  

When You Arrive: Walk the Water First

  • Wade the swim area yourself — feel for sudden drop-offs, rocks, glass, weeds, and soft mud before any child gets in.
  • Note where the bottom drops off — a child can take two steps and be over their head in murky water you cannot see through.
  • Find the emergency address — know the exact address or location to give 911 and where the nearest help is.
  • Locate the shore-power shutoff — know how to cut electricity to the dock and boathouse fast.

Set Up a Safe Swim Area

  • Pick ONE designated swim zone — keep everyone in a single known area, not spread along the shore.
  • Mark the boundaries — use buoys or an obvious landmark so kids know exactly how far is too far.
  • Set a depth limit for non-swimmers — waist-deep for little ones; never past where their feet leave the bottom without a life jacket.
  • Keep clear of boat lanes — swimming areas and motor traffic do not mix.
  • Stage rescue gear at the edge — a throwable flotation device, a reaching pole or paddle, and a charged phone within arm's reach.

Dock & Electrical Safety

  • NEVER swim near a powered dock, boathouse, or marina — leaking current causes electric shock drowning. This is the number-one dock rule.
  • Have the dock wiring inspected — a qualified electrician should install and test ground-fault protection (GFCI/ELCI).
  • Tingle in the water = get out NOW — if a swimmer feels a tingle, get everyone out and shut off power. Do NOT jump in after them.
  • No diving or jumping into unknown water — enter feet-first the first time, every time; depth and debris change.
  • Life jackets on the dock — young and weak swimmers wear a U.S. Coast Guard-approved jacket on or near the dock, not just in the water.

Supervision Rules (You Are the Lifeguard)

  • Assign a Water Watcher — one adult whose only job is watching the kids, no phone, no distractions. Trade off every 15-20 minutes.
  • Buddy system, always — no one swims alone, including strong teens and adults.
  • Life jackets for non- and weak swimmers — sized by weight, not age, and worn the whole time near open water.
  • No swimming after dark or in storms — get everyone out at the first rumble of thunder.
  • Count heads out loud, often — do a verbal headcount every time the group moves or someone leaves the water.

Build Your Child's Water Skills

  • Enroll in swim lessons — a child who can roll to a back float, breathe, and orient toward shore has a real advantage in open water.
  • Practice floating in a life jacket — let kids feel how the jacket holds them up before the trip so it is not a surprise.
  • Teach "reach or throw, don't go" — kids should call an adult and hand or toss something to a struggling swimmer rather than jumping in.
  • Talk through a cold-water plan — if you fall in cold water, fight the urge to gasp, float on your back, and get your breathing under control first.

Important Safety Reminders

  • Layers, not guarantees — gear, supervision, and swimming ability work together. No single layer is enough on its own.
  • Swim lessons do not make a child drown-proof — even strong young swimmers need a life jacket and an adult watching on a lake.
  • Learn CPR — at a remote lake, help may be far away and minutes matter. Every supervising adult should know child and adult CPR.
  • Ask your pediatrician about conditions — get clearance and any special precautions before open-water trips.

Related Water Safety Guides

Lake House Water Safety for Families
Read Guide →
Dock Swimming Safety for Kids
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Electric Shock Drowning at Docks
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Printable Open Water Safety Checklist
Read Guide →
Cold Water Shock: What Parents Should Know
Read Guide →
Printable Water Watcher Card
Read Guide →

Give Your Child Real Water Skills

At an unguarded lake, swimming ability is the safety net behind every other layer. Find trusted, safety-first swim programs near you.

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